Horizontal Bond Financing

For real estate investors, securing financing for horizontal development can be very challenging. Most traditional lenders do not fund horizontal construction.

We recognize how crucial horizontal construction financing is to any project and how costly it can be to bridge the gap from the acquisition of raw land to vertical construction.

Private Lender

  • This field is for validation purposes and should be left unchanged.

How Horizontal Construction Bond Financing Helps Investors
Horizontal construction refers to the development activities that prepare a piece of land for vertical construction.
This can include:
-Site Preparation: Grading, excavation, and land clearing necessary to prepare the construction site.
-Infrastructure Development: Installing roads, sidewalks, water lines, sewer systems, and other utilities necessary for future buildings.
-Environmental Considerations: ecological mitigation measures, assessments and compliance with regulatory requirements.

There is a Program That Could Help Overcome These Challenges

This bond program is called “Public Improvement District”. All cities in every state do this across the country.
In commercial real estate, PID stands for Public Improvement District, which is a specific area within a municipality or county where property owners pay additional property taxes to fund horizontal construction.
The state statute grants cities and counties the authority to levy assessments against properties in their district in order to fund specific improvements benefiting those properties.
There is no repayment plan except extra property taxes over a long period of time. This program is designed to help the city create new construction by enticing you to build there.

Program Highlights (Nationwide Horizontal Development) Bond Financing – City Bonds

Program Highlights (Nationwide Horizontal Development) Bond Financing – City Bonds

– Loan Size: $1M+
– Project size must be 10 acres or more (435,600 sq ft at minimum)
– Non-Recourse
– 100% LTC
– 0% Interest Rate
– No maturity
– 30 – 60 Day Close

Borrower does not pay back the debt. Instead, Borrower pays an additional increased rate in property taxes for the next 25 years. Tied to the deed.


Due Diligence: $70K & 1% of loan amount gets pledged to city escrow after approval.

Funds are received the day of closing.


The City provides the Borrower with funds to pay the Consulting Fee. Part of the Bond.

Contact us now so we can answer any questions. Just fill out the form at the top of this page so we can let you know how we can get you all the information on this program. The benefits can make all the difference to your projects success.